Stand-up India Scheme 2025 –

Stand-up India Scheme 2025 is a flagship initiative of the Government of India launched in 2016 to promote entrepreneurship among women and SC/ST communities. Under this scheme, bank loans ranging from ₹10 lakh to ₹1 crore are provided to set up greenfield enterprises in manufacturing, services, agri-allied, or trading sectors.

This post covers eligibility, loan amount, interest rates, benefits, application process, and documents required for availing financial support under the Stand-up India Scheme 2025.

Challenges Regarding Stand-up India Scheme

  1)Lack of awareness among potential entrepreneurs.
  2)Insufficient loan amount for some manufacturing businesses.
  3)Limited banking penetration in rural areas.
  4)Inadequate access to skilled labor & technology for SC/ST & women entrepreneurs.

Features & Benefits of Stand-up India Scheme 2025

  1)  Loans from ₹10 lakh to ₹1 crore for new businesses.
  2)  Repayment tenure up to 7 years with a moratorium of 18 months.
  3) Borrowers get a RuPay debit card for ease of transactions.
  4) Support services like training, skill development, mentoring, project report preparation, application filling etc.
  5) Provides a platform for legal, technical, and financial guidance.
  Helps overcome business barriers, especially for first-generation entrepreneurs.

How to Apply

• Visit the Stand-up India official portal or nearest bank branch.

• Register as a borrower (individual/enterprise).

• Prepare and upload a project report.

• Submit all required documents.

• The application will be processed by the Lead District Manager (LDM) along with SIDBI/NABARD support.

• Upon approval, the loan will be sanctioned and disbursed.

Conclusion

The Stand-up India Scheme 2025 is a significant step towards empowering women and SC/ST entrepreneurs by providing them with financial support, mentoring, and handholding assistance. With loans ranging from ₹10 lakh to ₹1 crore, this scheme encourages first-time entrepreneurs to establish greenfield enterprises in manufacturing, services, agri-allied, or trading sectors.

By breaking barriers and promoting inclusive growth, the scheme not only fuels entrepreneurship and employment but also strengthens India’s economic foundation. If you are a woman or belong to the SC/ST community and dream of starting your own business, the Stand-up India Scheme 2025 can be your gateway to success.